It has so many advantages that sometimes it’s hard to remember all of them! Plus, this flagship policy of AAFMAA seems to take on a life of its own. It was only a few months ago that we announced the ability to utilize it as a Long Term Care Settlement Option. So let’s see if we can give you a clear and concise highlight of this policy:

1. Value-Added Whole Life insurance means IT HAS A CASH VALUE that supports the death benefit. When your cash value grows to an amount sufficient to support higher insurance values, your death benefit increases.

2. AAFMAA credits your cash value with 7.0% (this crediting rate is subject to change and NOT guaranteed) after the cost of insurance, administrative charges, and any applicable services charges are deducted from your premium.

3. Your premium is guaranteed to never increase, as long as you live! In other words, it is permanent insurance.

4. You can borrow up to 75% of your actual cash value on a tax-free basis (unless a modified endowment contract). (Call AAFMAA for more information)

5. You can use it for settling an estate.

6. Use it as a Long Term Care Settlement Option. Once eligibility requirements are met you have access to 2% of your policy’s death benefit per month for up to 50 months.

Check out our web site or call for information on all of these Tips and MORE!!

www.aafmaa.org Toll free: 866-422-3622